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Payment Methods

Reactor accepts multiple payment methods for your convenience.

Available Methods​

Credit & Debit Cards​

Visa, Mastercard, American Express, Discover

  • ✅ Instant processing
  • ✅ Secure encryption
  • ✅ 3D Secure verification
  • ✅ No extra fees
  • ✅ Works worldwide

Digital Wallets​

Apple Pay & Google Pay

  • ✅ Fast checkout
  • ✅ Mobile friendly
  • ✅ Stored securely
  • ✅ Instant confirmation
  • ✅ Available globally

Local Payment Methods​

iDEAL (Netherlands)​

  • Popular Dutch payment
  • Direct bank transfer
  • Instant confirmation
  • No extra fees

Bancontact (Belgium)​

  • Standard Belgium method
  • Secure bank link
  • Instant payment
  • Works with all banks

PayPal​

  • Global payment platform
  • Buyer protection
  • Instant confirmation
  • Link existing account

Bank Transfer (SEPA)​

For EU Customers

  • Direct bank-to-bank
  • 3-5 business days
  • Lower fees
  • Best for yearly plans
  • IBAN: (provided on invoice)

Secure Payments​

Your security is our priority:

Protection​

  • 🔒 256-bit SSL encryption - Industry standard
  • 🔐 PCI DSS Level 1 - Highest compliance
  • ✓ 3D Secure verification - Fraud prevention
  • 🛡️ Tokenized storage - No full card stored
  • 🚨 Fraud detection - Advanced monitoring

Payment Processing​

All payments handled by Mollie, Europe's leading payment processor:

  • Trusted by thousands
  • 30+ payment methods
  • Real-time reporting
  • Transparent pricing

Billing Timeline​

Payment Processing​

  1. You submit payment
  2. Processor verifies (instant to 24h)
  3. Payment confirmed
  4. Invoice generated
  5. Service activated

Recurring Payments​

  • Automatic 7 days before expiry
  • Notification sent 5 days prior
  • Retry if first attempt fails
  • Cancel anytime to stop

Payment FAQ​

Is my card safe? Yes! We use Mollie's secure payment infrastructure with PCI DSS Level 1 compliance.

When is my card charged? Monthly plans charge on the 1st. The exact date depends on when you sign up.

Can I change payment method? Yes! Update your payment method in account settings anytime.

What if payment fails? We'll retry automatically. Update your payment method if needed.

Do you store my card? No. We only store a secure token. Your full card details are never stored.

Which currencies do you accept? We bill in EUR (€). Currency conversion handled by your bank/processor.

Is there a setup fee? No! No hidden fees, no setup charges, no surprises.

Troubleshooting​

Payment Declined​

  1. Check card has sufficient funds
  2. Verify card details are correct
  3. Contact your bank - they may block international payments
  4. Try a different payment method
  5. Email [email protected] if still having issues

Missing Receipt​

  1. Check spam folder
  2. Download from account dashboard
  3. Request resend in billing settings
  4. Contact support if still needed

Refund Status​

  1. Check account for credit
  2. Typically 3-5 business days
  3. Some banks take longer
  4. Contact your bank if delayed

Subscription Issues​

  1. Check auto-renewal is enabled
  2. Verify payment method is current
  3. Update card details if declined
  4. Contact [email protected]

Still have questions? Email [email protected]